LTC News & Resources
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Long-Term Care Planning
Get Covered Before You Get Curious: Why Long-Term Care Insurance Should Come First
What your cardiac calcium score, memory test, or genetic results could cost you — and it has nothing to do with your health. You’re the kind of person who takes your health seriously. You research, you ask questions, you go beyond the basics. Maybe you’ve already scheduled a cardiac calcium scoring scan after reading about …
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Your Family, Your Care: How a Loved One Can Get Paid to Care for You
When most people think about long-term care, they picture a stranger arriving at the door. But for many families, the most natural caregiver is already there — a daughter, son, spouse, niece or sibling who steps in out of love. What fewer people realize is that with the right long-term care insurance plan and a …
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When Grief Meets a Locked Screen: Why Your Family Needs Access to Your Digital Financial Life
Nobody wants to think about their own death. And nobody — not really — wants to picture the people they love most sitting at a kitchen table surrounded by papers, a laptop, and a phone, trying to piece together the financial life of someone who is no longer there to explain it. But that scene …
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What Every Pre-Retiree Should Know About LTC Planning – The Hidden Cost of Waiting
If you’re in your 50s or early 60s, retirement planning is likely top of mind. You’re thinking about your 401(k), Social Security, and maybe that dream vacation you’ve been postponing. But there’s one critical piece of the retirement puzzle that many people overlook until it’s too late: long-term care planning. The reality is sobering: someone …
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The Home Advantage: How In-Home Long-Term Care Enhances Quality of Life
When most people think about long-term care, images of nursing homes or assisted living facilities often come to mind. While these options serve an important role in our healthcare system, there’s a growing body of evidence—and a clear preference among older adults—for receiving care in a very different setting: home. The concept of “aging in …
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Hidden Costs of Family Caregiving: What Every Family Needs to Know
When a parent or loved one begins to need long-term care, one of the first conversations many families have is whether an adult child should step in as the primary caregiver. It’s a decision often made with love and the best of intentions. But while the emotional rewards of caring for a parent can be …
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The Prospect of “Empowered Living” Could Motivate Millions to Plan for Long Term Care
Planning for a stage of life viewed as passive and dependent turns many get-up-and-go Americans off. An aging workforce and maturing Baby Boomers are escalating the need for senior services. Failing to plan for this jeopardizes federal and family pocketbooks and could perturb the economy. An effort to include long term care in Obamacare fizzled, …
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Long-Term Care, a Chore for Many, Can Be a Treasured Gift
“This holiday season you can make long-term care into a gift, not an obligation,” says Denise Gott, long-term care agent with ACSIA Partners LLC. “The upcoming holidays may be the only time family members get together all year,” says Gott. “It’s an ideal opportunity for raising the issue of long-term care. How can it be …
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November is Long-Term Care Awareness Month. Why Should You Care?
Back in 2001, November was designated Long-Term Care Awareness Month by the American Association for Long-Term Care Insurance (AALTCI). Now it’s an event recognized by Congress and a number of states. “We need an annual reminder because a lot is going on right now,” says Denise Gott, CEO of ACSIA Partners LLC. “We’re faced with …
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Add 7 Wellness Habits to Your Long-Term-Care Plan
Qualifying for affordable long-term care insurance isn’t a sure thing. It depends on your health, which (in turn) depends on your health-promoting habits. “This should go without saying,” says Denise Gott, CEO of ACSIA Partners LLC, “but which habits are most important? And how much difference can they make?” “Thanks to the experts in the …
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As Americans Live Longer, Planning for Long-Term Care Falls Short
Fortunately, a positive, action-oriented solution exists! Today, ACSIA Partners LLC introduces “self-mpowered living,” a plan for solving one of our biggest national problems: lack of planning for long-term care. Why is it such a problem? An aging workforce and maturing Baby Boomers are escalating the need for senior services. Failing to plan for this jeopardizes …
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Dementia Cases Are Soaring, Compounding the Need for Long-Term Care
A Four-Part Solution ACSIA Partners LLC details its four-part “solution set” for Americans facing a growing problem: How to cope when family members succumb to dementia — on top of ordinary long-term care needs. Two seemingly separate problems conflate. When dementia (a group of disorders which includes Alzheimer’s disease) strikes, memory and other faculties decline. …
Read MoreCaregiving
Your Family, Your Care: How a Loved One Can Get Paid to Care for You
When most people think about long-term care, they picture a stranger arriving at the door. But for many families, the most natural caregiver is already there — a daughter, son, spouse, niece or sibling who steps in out of love. What fewer people realize is that with the right long-term care insurance plan and a …
Read More
The Home Advantage: How In-Home Long-Term Care Enhances Quality of Life
When most people think about long-term care, images of nursing homes or assisted living facilities often come to mind. While these options serve an important role in our healthcare system, there’s a growing body of evidence—and a clear preference among older adults—for receiving care in a very different setting: home. The concept of “aging in …
Read More
Hidden Costs of Family Caregiving: What Every Family Needs to Know
When a parent or loved one begins to need long-term care, one of the first conversations many families have is whether an adult child should step in as the primary caregiver. It’s a decision often made with love and the best of intentions. But while the emotional rewards of caring for a parent can be …
Read More
Setting Senior Care Goals for the New Year
Here are some ‘How To’ tips for you and your aging loved ones who want to age at home. As the new year approaches, many families being reflecting on their senior loved ones’ health, independence, and overall well-being. For seniors who want to age at home while maintaining their health and independence, the end of …
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The Prospect of “Empowered Living” Could Motivate Millions to Plan for Long Term Care
Planning for a stage of life viewed as passive and dependent turns many get-up-and-go Americans off. An aging workforce and maturing Baby Boomers are escalating the need for senior services. Failing to plan for this jeopardizes federal and family pocketbooks and could perturb the economy. An effort to include long term care in Obamacare fizzled, …
Read More
Industry Updates
November is Long-Term Care Awareness Month. Why Should You Care?
Back in 2001, November was designated Long-Term Care Awareness Month by the American Association for Long-Term Care Insurance (AALTCI). Now it’s an event recognized by Congress and a number of states. “We need an annual reminder because a lot is going on right now,” says Denise Gott, CEO of ACSIA Partners LLC. “We’re faced with …
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Archive:
Longevity Alert: As America Ages, Long-Term Care Costs Could Overwhelm Most Families, Todd Stein of xACSIA Partners Insurance Agency Says
August 14, 2017
Read MoreIt’s Easier to Plan for Long-Term Care if We Face Our Personal Concerns First, Todd Stein of xACSIA Partners Insurance Agency Says
July 18, 2017
Read MoreLong-Term Care Insurance Can Be as Common as Health Insurance, Says Todd Stein of xACSIA Partners Insurance Agency
June 20, 2017
Read MoreTodd Stein of xACSIA Partners Insurance Agency Offers “Decision Funnel” for Quick and Easy Long-Term Care Choices
May 31, 2017
Read MoreBe Alert for a Job Offer You Can’t Refuse: “Unpaid Caregiver,” Warns Long-Term Care Leader Todd Stein of xACSIA Partners Insurance Agency
April 18, 2017
Read MoreIt’s Tax Time, and Millions Could Miss Sizeable Deductions for Long-Term Care Insurance, Todd Stein of xACSIA Partners Insurance Agency Says
March 17, 2017
Read MoreLong-Term Care Leader xACSIA Partners Insurance Agency Raises $15,220 to Help “Kill the Wicked Witch of Alzheimer’s,” Todd Stein Reports
February 23, 2017
Read MoreLong-Term Care Leader Todd Stein of xACSIA Partners Insurance Agency Will Help "Kill the Wicked Witch of Alzheimer’s"
January 9, 2017
Read MoreLong-Term Care Insurance Is a Gift for the Whole Family, Todd Stein of xACSIA Partners Insurance Agency Says
December 15, 2016
Read MorexACSIA Partners Insurance Agency Seeks 150 New Agents to Serve Growing Segments of Its Long-Term Care Planning Business
November 17, 2016
Read MoreUninsured Long-Term Care Is “Eating” Real Estate by the Square Foot, Todd Stein of xACSIA Partners Insurance Agency Reports
October 20, 2016
Read MoreTo Protect More of Us, xACSIA Partners Insurance Agency Adds Tools from OneAmerica® to Its Long-Term Care Solutions Arsenal, Todd Stein Reports
September 19, 2016
Read MorePay for Long-Term Care Insurance with a Health Savings Account, Todd Stein of xACSIA Partners Insurance Agency Suggests
August 30, 2016
Read MoreWhen Long-Term Care Insurance Benefits Run Out, What Next? A Trending "Partnership" System Offers a Fix, Says Todd Stein of xACSIA Partners Insurance Agency
July 19, 2016
Read MoreShopping for Long-Term Care Insurance Can Be Uniquely Frustrating, Says Todd Stein of xACSIA Partners Insurance Agency
June 29, 2016
Read MorePick Your Long-Term Care Agent Carefully, Advises Todd Stein of xACSIA Partners Insurance Agency
May 9, 2016
Read MoreDo-It-Yourself Long-Term Care Can Have High Hidden Costs, According to Todd Stein of xACSIA Partners Insurance Agency
April 21, 2016
Read MoreTodd Stein, Representing xACSIA Partners Insurance Agency, Alerts Americans to Plan for Alzheimer’s Long-Term Care Before It’s Needed
February 24, 2016
Read MorexACSIA Partners Insurance Agency Hosts "Wiggin’ Out" Event to Raise Awareness and Dollars to Help Fight Alzheimer’s Disease
January 20, 2016
Read MoreTodd Stein with Long-Term Care Insurance Leader xACSIA Partners Insurance Agency Targets Alzheimer's, an Illness That Affects Millions
December 28, 2015
Read MoreTwenty Eight of America’s “Top 100” Long-Term Care Insurance Agents Are with Todd Stein's Organization, xACSIA Partners Insurance Agency
August 10, 2015
Read MoreCheck Out Long-Term Care Insurance Agents before Engaging with Them, Todd Stein of xACSIA Partners Insurance Agency Advises
July 21, 2015
Read MoreTodd Stein of xACSIA Partners Insurance Agency Promotes Election Poll on Key Issue: Incentives to Help More Americans Afford Long-Term Care Insurance
June 24, 2015
Read MoreTodd Stein of xACSIA Partners Insurance Agency Offers Free Talks on a Hot Topic, How to Pay for Long-Term Care When Public Programs Won’t
May 28, 2015
Read MoreHomecare-Friendly Long-Term Care Plans from xACSIA Partners Insurance Agency Let Seniors Continue Living at Home and Save Money Too
April 27, 2015
Read MoreGetting the Lowdown on Long-Term Care Insurance No Longer Laborious Thanks to Tech-Savvy Agents
March 25, 2015
Read MoreMillions May Fail to Claim Tax Deductions as High as $4,750 for Long-Term Care Insurance
February 25, 2015
Read MoreFive Reasons to Give Yourself the Holiday Gift of Long-Term Care Insurance
December 11, 2014
Read MoreSavvy Siblings Discuss Long-Term Care at Thanksgiving Table; They Seek to Protect Estates While Elders Still Healthy and Insurable
November 19, 2014
Read MoreIs Your Long-Term Care Exposure a Broader Danger Than Ebola or Terrorism?
October 28, 2014
Read MoreMore Americans Are Seeking Long Term Care Insurance through Their Employers, Reports Todd Stein of ACSIA Partners
September 28, 2014
Read MoreThe Prospect of “Empowered Living” Could Motivate Millions to Plan for Long Term Care, Says LTC Specialist Todd Stein
August 28, 2014
Read MoreLTC Global Marketing and LTC Partners & Insurance Services Merge to Form One-Stop Shop for Long Term Care and Medicare Insurance Solutions
July 14, 2014
Read MoreLTC Partners & Insurance Services, Advising CA Residents, Sponsors “Stories of Celebrity Caregiving,” Now Available Online
June 23, 2014
Read MoreLearn the Cost of Long-Term Care with Online Calculator, “Then Talk to Me,” Says San Francisco-Based Expert
May 21, 2014
Read MoreWho Can You Trust? San Francisco-Based Long-Term Care Leader Offers Four Tips for Vetting Agents Online
April 21, 2014
Read MoreSan Francisco-Based Long-Term Care Leader Extends Strategic Partnership Offer to Hundreds of Senior-Market Professionals
March 12, 2014
Read MoreEvolving Tax Benefits Make Long-Term Care Planning More Attractive, Says San Francisco-Based Expert
February 17, 2014
Read MoreWealth Legacy Podcast
Host R.J. Kelley and guest Todd Stein discuss what long-term care insurance is and why you might choose to own it
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